Gold in Wenzhou changes with medium the small
Wenzhou the finance is comprehensive experiment area's reforming have been already started, can change small and medium enterprises letter to lend difficult destiny?I tell you very not how much, because all of these are the unrequited loves.Why?Because, winning the another head of of small Qi didn't change a competition ability, moreover, the financial reform needs to promote the competition ability of small tiny financing institution, this not change, establish 10,0<0,00= small tiny financing institutions to have fart to use?So, I think Wenzhou is heavy to change with medium small Qi's needing then "lung Pi the double adjust" can let gold in Wenzhou change success, let medium the small Qi promotes a ray ban aviator glasses competition ability.
How does the small tiny financing institution promote a competition ability?
I think that can promote a small tiny financing institution competition ability from 3.A, allow small tiny financing institution savings raises 0-0.5 percentage points, is concretely decided by small tiny financing institution independence than the legal deposit rate.Thus, the small tiny financing institution occupies advantage in absorbing depositing, the small sum that established in the past lends money company is because saved don't lend, and loan after running out cash, arrived big bank the loan turned to lend a small business enterprise, result big bank not give at the loan, caused small loan companies' canning not do greatly, can not also give the small tiny business enterprise enough letter a loan funds.Now allow a small tiny financing institution not only can lend can save, and can the independent decision deposit rate raise 0-0.5 percentage points than the legal deposit rate, this recruits than reach bank be full of a competition ability more.Two, form the lending rate of big bank and small tiny financing institution two zones, the lending rate of big bank with legal is lord, for example current to small and medium enterprises lending rate not more than 30% of basis interest rate, but originally of don't exceed to lend money 4 times rules of the basis interest rate, I suggested to cancel, this is to be unsuited to state of the nation.I think that the small and medium COACH white Sunglasses enterprises include a big business enterprise at present, undertaking 15% interests has been very big, because their annual profitses increase to soon and generally come to speak tallest can also bear this kind of pressure.So, the lending rate of small tiny finance is in 15% or following.Three, the big bank change into a lord by nations and pass to internationalize an outlet paving come betterly expansion Reminbi internationalization, the ability is betterly a business enterprise to internationalize service, ability betterly is the tallest capital market internationalization service.So, limit a local horse race turn of big bank ground, allow the big bank to arrive nations up horse race turn ground, for promoting this pushes, can two countries are with each other bilateral to change banking of market, foreign capital bank's coming in what to enjoy is the policy of local big bank, can not influence a small tiny financing institution.For the small tiny financing institution, I suggest that the whole country carries on financial reform at the same time, the small and medium enterprises after can't waiting for gold in Wenzhou to change experimental unit the success expanded again.This year 1-2 months, owner in Wenzhou runs road tide and has 60 and amounts total amount to attain more than 240s.
see more:The problem that the land finance faces
The system construction of the land public finance